We can offer an unrivalled level of service, served up in a refreshingly down-to-earth style.
Why Use TLC?
We specialise in all types of home mortgages suited to the new first-time buyer, those buying their next home, refinancing or investing. At TLC building relationships with our client’s is very important to us. Because of this we have developed an innovative service package to look after our client’s for the life of the loan and beyond. We will be your professional adviser to help you navigate the mortgage maze.
- We know the market and are up to speed with the latest deals.
- We listen to your needs and find a suitable loan for you.
Mortgage advice from Tamworth Loan Consultants can be an invaluable service – and here's why ..
An important thing to understand is that when you receive mortgage advice from us you can be certain that we are aware of and adhering to our responsible lending obligations as outlined in the National Consumer Credit Protection Act 2009 (NCCP). By working with you we identify your needs and objectives to make sure that the loan is suited to your requirements. For example a suitable loan could be the one with the lowest rate of interest, however alternatively it could be the one with the most flexibility and features. A suitable loan for one person may not be the appropriate for another. It is for this reason that your needs and objectives are very important. Responsible lending obligations also extends to making reasonable enquiries when assessing your application for credit so that we can make sure that you will be able to service the loan going forward. At TLC we place a lot of importance on the preparation of an accurate budget and encourage our clients to gain a thorough understanding of their cash flow. We want to make sure that our clients are fully aware of their capacity to service debt and we are always looking for ways that our clients can pay down the debt sooner.
There's an awful lot to think about when choosing a loan. It's not as simple as just opting for the cheapest fixed or variable rate loan you can find. All credit representatives at Tamworth loan consultants are fully qualified.
- We are on your side
- We know the industry
We know the industry and understand the factors that will affect your application. We deal with lenders on a day to day basis, so we know what the application process is like for each one and which lender can process your application with minimal delays. We know the background criteria that a lender has and can bring this experience to bear when advising you and processing your application. As your advocate we can exert influence and chase things in a way you might not be able to do yourself with the lenders.
- It's not just about the mortgage